I bank with CIBC and do the online banking thing. So I go to check out my balance online and I received $163.00 dollars. When I looked at where it came from, it just said 'electronic funds transfer credit memo'. What is this? I am waiting on my OSAP, could this be it?|||credit memo:
A record of the funds which have been credited to your account.
For other informative abbreviations and glossary related to banking, visit http://www.banking.pcfinancial.ca/a/help鈥?/a>|||yes, it could be part of your OSAP. Often students get money from OSL (the provincial portion) and some feom CSL (the federal portion) and possibly a grant. Each chunk of money can come separately over a couple of days
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